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True Cost of Buying Calculator — Karnataka

See the all-in cost of a Bangalore purchase — stamp duty, registration, cess, GST, brokerage, and legal charges — beyond the sticker price. Figures are indicative; confirm current rates before transacting.

Last updated 19 Aug 2026Methodology ↗Pure-math estimate on indicative Karnataka rates: stamp duty 2/3/5% by band, registration 1%, cess + surcharge ~12% of duty, GST 5% (under-construction only, no ITC). Brokerage and legal charges are your inputs.
Optional — set 0 if none. ~1% is a typical resale norm.
Documentation, due-diligence, sundry charges.
Base property value₹60,00,000
Stamp duty (5%)₹3,00,000
Registration (1%)₹60,000
Cess + surcharge (12% of duty)₹36,000
GST (ready/resale)₹0
Brokerage (1%)₹60,000
Legal & misc₹25,000
Add-on over base8.02%
All-in cost₹64,81,000

The headline price is rarely the true cost. On top of it a Karnataka buyer typically pays stamp duty (2%, 3%, or 5% by value band), a 1% registration charge, and cess plus surcharge levied at about 12% of the stamp duty. Under-construction homes also attract 5% GST with no input tax credit — ready-to-move and resale homes do not, so that is a toggle here. Brokerage and legal or miscellaneous charges are yours to enter. The result shows the all-in cost and the effective add-on over the base price. Always verify the current schedule and the applicable guidance value before you transact.

For the duty and registration portion alone, use the Stamp Duty & Registration Calculator. To size the loan behind the purchase, try the Affordability Calculator, or browse all Propvidhi tools.