Buying a first home is a sequence of checks, each of which removes a specific risk. Work through them in order and document what you find.
1. Verify RERA registration
Every qualifying project must carry a Karnataka RERA number. Look it up on the state portal and confirm the promoter, approved plans, and completion date match what you were told.
2. Confirm the Khata
Check whether the property holds an A Khata, which sits on the main municipal register and is preferred by lenders. A B Khata may complicate loans and resale.
3. Insist on carpet area
Prices and areas should be quoted on carpet area under RERA. Convert any super built-up figure to carpet area before comparing two projects.
4. Check the Occupancy Certificate
For ready units, confirm the Occupancy Certificate has been issued. Without it a building is not legally fit to occupy.
5. Test the price against fair value
Compare the asking price with the micro-market median for the same configuration. Propvidhi's Fair Value estimate is an indicative computed benchmark, not the seller's asking price — use it to frame your negotiation.
6. Read the builder assessment
Where a builder participates on the platform, review the consent-based Trust Score and its factors. Otherwise rely on the public RERA record and your own diligence.
Keep a written record of each step. The discipline of the checklist is what protects the purchase.